IN ESCROW
Frozen by default.
In any dispute, nobody gets the money until it's resolved. That removes the incentive to cheat, the pressure to close the deal properly falls on both sides.
Billions move through chats. None of it is protected.
Nigerian social commerce runs on WhatsApp, and on trust that regularly gets abused. Wrong goods arrive with no recourse. Deals live in voice notes. Money leaves and never comes back.
NO RECOURSE
What I ordered vs what I got
NO CONTRACT
No written agreement, just chats and voice notes
NO WAY BACK
Transfer sent. Seller gone
Each of these deals sits at UNPROTECTED forever.
THE THREAD
Six steps. Two hashtags. Zero apps.
Turn your deal chat into a group and add Safepay Bot. It stays completely silent until someone types #deal.10:00
Negotiate your deal like you already do. I stay silent.10:01
When you're both agreed, someone types #deal and I write the contract.10:02
Both sides confirm with #safepay. Nothing locks until we both do.10:03
Buyer pays into escrow. The money is kept securely until the dispute is resolved.10:04
On delivery, buyer types #release, seller is paid instantly. If something goes wrong, funds stay frozen.10:05
WHY IT HOLDS
Built so that trust isn't required.
Dual confirmation
Both sides must type #safepay before anything locks. One-sided contracts don't exist here.
Custody
Partnered custody
Funds are held by Hidenor and Hedge Financial Services Limited, the parent company, via Moniepoint + Monnify, a CBN-regulated payment partner.
#releaseRELEASED
Instant payout on release
₦50,000→seller · 0.4s
Trade safely with strangers.
Now onboarding our first beta sellers in Lagos.